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Where are you on your journey?

Foundation Phase

Clients are often in the early stages of their careers at this phase. Typically they are laying the groundwork for their homes and careers. A few significant milestones expected during this stage include family planning, managing your finances, paying off student loans, and buying a home.

Growth Phase

Clients tend to develop their families and jobs simultaneously and begin saving money and thinking about strategic financial investments during the growth phase. Typical actions in the growth phase include increasing your retirement savings with a 401K, beginning a college fund for your kids, and purchasing a larger home.

Clarity Phase

Clarity is the following phase after the Foundation, and Growth phases have been established. The path to retirement is in sight, and the foundational components of financial planning have been built. This stage of your trip is critical because you want to build on everything you've accomplished while still making time to appreciate some of it. In this phase, people constantly assess what is essential in their minds as they try to find the balance between today and tomorrow.

Fulfillment Phase

Your hard work should now be coming to fruition in the Fulfillment phase. Your income and distribution plans are well-established, and you've reached retirement age or are almost there, but you might wonder, "what comes next?" It is a familiar experience as you think about investments, major purchases like a new or second home, or how you want to spend your retirement.

Legacy Phase

The Legacy phase is the final phase. Work is still to be done, even though your journey is almost complete. Long-term care, gifting, estate planning, and capital preservation are some considerations during this phase. The most important thing is that you now have time to travel, concentrate on your family, and accomplish the things you have been putting off over the years. It's your time to live, but it's also the right moment to leave a lasting impression on your loved ones, friends, and community.

Let us guide you through your next phase.

Each phase offers its unique challenges. Take advantage of our wisdom to benefit your future.

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DISCLAIMER: Investments in securities do not offer a fix rate of return. Principal, yield and/or share price will fluctuate with changes in market conditions and, when sold or redeemed, you may receive more or less than originally invested.  No system or financial planning strategy can guarantee future results.