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2023 IRA Contribution Limits

2023 IRA Contribution Limits

December 09, 2022

For 2023, the total contributions you make each year to all of your Traditional IRAs and Roth IRAs can't be more than:

  • $6,500 ($7,500 if you're age 50 or older), or
  • If less, your taxable compensation for the year

For 2022, 2021, 2020 and 2019, the total contributions you make each year to all of your Traditional IRAs  and Roth IRAs can't be more than:

  • $6,000 ($7,000 if you're age 50 or older), or
  • If less, your taxable compensation for the year

The IRA contribution limit does not apply to:

1) RolloversIRS Rollover Information

2) Qualified Reservist Repayments https://www.irs.gov/publications/p590a