OPERS Video Library

The Ohio Public Employees Retirement System, OPERS, educates Ohio’s public servants, but they do not give you advice.

Thinking about taking the max PLOP? Not so fast!

PLOP stands for “Partial Lump Sum Option.” Most OPERS/STRS Members consider taking a PLOP. However, most don’t consider the consequences.

Reduced Monthly Income
Future COLAs reduced
Tax consequences
Joint and Survivor Affordability

This is an irrevocable decision that will have immutable consequences for the rest of your life. Get our opinion before you take action.

Schedule a PLOP Call

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