One of the main challenges that STRS, OPERS, SERS, and OP&F members often face is the complexity of navigating the intricacies of the state's public pension systems. Since the systems aren’t allowed to give you advice you may find yourself overwhelmed with the various rules, options, and nuances. After working for the Ohio pension system for seven years we know how to help you navigate your pension decisions to ensure you get it right. We will help you:

1. Maximize your Monthly Pension Income.   Understanding how to optimize your monthly income by choosing the correct retirement date, PLOP or DROP amounts and survivor options.
2. Avoid making Costly Mistakes: Preventing errors that could lead to substantial financial losses, potentially exceeding $100,000 in lost pension income. 
3. Plan of Payment Strategies: Choosing your payment plan for retirement seems easy.  However, this is the costliest mistake members make when retiring.  This is an irrevocable decision you must get right.
4. Social Security Coordination: Unraveling the complexities of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) to safeguard Social Security income.
5. Retire - Rehire Decisions:  Should you keep working or retire-rehire?  We can calculate your best outcome so you’re confident when you decide.

Visit Our Knowledge Library for valuable resources on Ohio public pension benefits and retirement planning.